
Leon Zhang
Mortgage and KiwiSaver Adviser
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About Leon
Leon Zhang is a Mortgage and KiwiSaver Adviser at Mortgage Lab based in Auckland, helping New Zealand clients with mortgage advice and KiwiSaver advice. Leon can help clients in English.
Get to Know Leon
What inspired you to become a Mortgage Broker?
After seven years working as a builder, I developed a genuine fascination with finance, economics, and investing.
What is the best part of being a Mortgage Broker?
I am excited by the joy of helping families secure a mortgage on their first home and providing guidance.
What have you found to be the most challenging aspect?
As someone new to the industry, the learning curve around regulations, product nuances, and lender policies can be steep.
How would you sum up being a Mortgage Broker in three words?
Educational, Empowering, Responsibility.
If you were Prime Minister for one day, what would you do?
Address council regulations and building consent processes that drive up project timelines and costs.
If you weren't in Mortgage Broking, what would you do?
Still working in the construction industry—probably running my own small building company.
What Clients Say
4 testimonials
English Articles
Refix, Refinance or Top Up? How to Choose the Right Mortgage Move in 2026
A practical NZ guide to choosing between refixing your current loan, refinancing to another lender, or topping up your mortgage in 2026.
Debt Consolidation By Refinancing Your Mortgage in NZ: When It Helps and When It Hurts
Refinancing can reduce high-interest debt repayments, but it can also turn short-term debt into long-term mortgage interest. Here is how to judge it properly.
Mortgage Refinance Costs and Cashback in NZ: How to Work Out the Real Deal in 2026
Cashback can make refinancing attractive, but only if the numbers work after legal costs, break fees, clawbacks, and loan structure.
Ready to Chat with Leon?
Get in touch today for a free, no-obligation consultation about your mortgage needs.
Regulatory Information
Leon Zhang provides regulated financial advice under The Mortgage Lab NZ Limited FAP license.
Financial Services Provider number: 587228
Individual FSP: FSP1010093