Perfect Your Mortgage
Refinance and restructure for better rates and terms
If you already have a mortgage, there's a good chance you could be getting a better deal. Banks don't always offer their best rates to existing customers – but they do compete hard for new business.
Our mortgage advisers can review your current loan and see if refinancing makes sense. We'll compare your rate against what's available, calculate any break fees, and determine if switching could save you money.
Even if you stay with your current bank, we can often negotiate better rates and help you restructure your loan to pay it off faster or reduce your repayments.
How We Can Help
Review your current mortgage and compare it to the best available rates
Calculate if refinancing will save you money (including any break fees)
Negotiate with your current bank for better rates on your behalf
Restructure your loan to suit your goals – pay off faster or lower repayments
Access equity in your home for renovations or investments
Consolidate multiple debts into your mortgage for lower overall payments
Set up an offset account or revolving credit to reduce interest
Frequently Asked Questions
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What Our Clients Say
“Matthew Grace wasn’t just a mortgage broker…o no! Add “/Peace of Mind Merchant”. On the myriad of hurdles to jump not related to mortgage broking AND the stress, he was an absolute rock of knowledge, guidance and counsel in the storm that was our house buying experience! Empathetic, calm, professional and a champion bloke. Not a stretch for me to say, we probably wouldn’t be in this wonderful position today had it not been for this man. Thanks Matthew!!”
Alan Hooper
Matthew Grace“Hats off to Nicola Winters for helping us purchase our very first home. The process itself is overwhelming and not to mention the roller coaster ride of emotions that come with it but she made it so smooth from applying for pre-approval from the bank until our settlement day. Grateful to have her as our MA! 🙌 Very approachable and understanding and never intimidating. We highly recommed her to our friends who are planning on buying a house. We would rate our experience as 10/10 🥳”
Tina
Nicola Winters“Roger was amazing and made our dream come true after being declined by another mortgage company who didn’t even give us a chance. Roger was prepared to put the extra time in and make it work for us. We are now comfy, happy and secure in our first home. Thank you for making our dream come true.”
Emma Hudepohl
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.