Perfect Your Mortgage
Refinance and restructure for better rates and terms
If you already have a mortgage, there's a good chance you could be getting a better deal. Banks don't always offer their best rates to existing customers – but they do compete hard for new business.
Our mortgage advisers can review your current loan and see if refinancing makes sense. We'll compare your rate against what's available, calculate any break fees, and determine if switching could save you money.
Even if you stay with your current bank, we can often negotiate better rates and help you restructure your loan to pay it off faster or reduce your repayments.
How We Can Help
Review your current mortgage and compare it to the best available rates
Calculate if refinancing will save you money (including any break fees)
Negotiate with your current bank for better rates on your behalf
Restructure your loan to suit your goals – pay off faster or lower repayments
Access equity in your home for renovations or investments
Consolidate multiple debts into your mortgage for lower overall payments
Set up an offset account or revolving credit to reduce interest
Frequently Asked Questions
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What Our Clients Say
“Josie truly cares about her clients, and what they need. We highly recommend that you contact her.”
“First home buyer is a very scary topic. We doubted ourselves after meeting many mortgage brokers whether we can afford to buy at house, mortgage payments, etc. However, meeting Somesh has made it all possible. Somesh gave us hope, the will to dream once more, and has never broken a promise. We felt heard; we felt cared for and developed a growing connection with Somesh every step of the way. Our journey went efficiently, everything was dealt with, and it was always pleasant news during every interaction. As a newly experienced home buyer, I highly recommend Somesh as you Mortgage broker/advisor. Five plus stars for this salient mortgage broker.”
Syndey T
Somesh Awasthi“Roger was amazing to work with. He explained things really well, was quick to respond and gave great advice, so I could make a timely decision with good results. I highly recommend him. Thanks Roger!”
Arthur Grooby
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.