Perfect Your Mortgage
Refinance and restructure for better rates and terms
If you already have a mortgage, there's a good chance you could be getting a better deal. Banks don't always offer their best rates to existing customers – but they do compete hard for new business.
Our mortgage advisers can review your current loan and see if refinancing makes sense. We'll compare your rate against what's available, calculate any break fees, and determine if switching could save you money.
Even if you stay with your current bank, we can often negotiate better rates and help you restructure your loan to pay it off faster or reduce your repayments.
How We Can Help
Review your current mortgage and compare it to the best available rates
Calculate if refinancing will save you money (including any break fees)
Negotiate with your current bank for better rates on your behalf
Restructure your loan to suit your goals – pay off faster or lower repayments
Access equity in your home for renovations or investments
Consolidate multiple debts into your mortgage for lower overall payments
Set up an offset account or revolving credit to reduce interest
Frequently Asked Questions
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What Our Clients Say
“We have used Nicola over the last few years she is absolutely amazing she makes our experience very easy and stressfree. Very happy and easy to deal with, we will continue to use her for years to come. Thanks”
Carl Montier
Nicola Winters“Susan was excellent to work with throughout the entire process. She helped us refinance our mortgage and get a better rate than we could have on our own. Her knowledge, contacts and dedication were outstanding and she constantly reassured us during what can be quite a complicated process for those who haven't been through it before. We thoroughly endorse Susan and recommend to anyone with a mortgage that they have a chat with her!”
Gareth Archer
Susan Wu“Roger was very helpful and always responsive to questions we had about the mortgage process. Coming from Australia there are some slight differences in the process and Roger was able to talk us through everything in a straightforward way making it easy to understand. He provided sound advice and found a solution that we were happy with. I wouldn't hesitate in recommending Roger to someone looking for the first or 3rd mortgage.”
Matt Itzstein
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.