Buy Your First Home
Jump on the property ladder with expert guidance
Mortgage Lab helps first-home buyers in New Zealand understand borrowing power, deposits, KiwiSaver withdrawals, pre-approval, and lender options before making an offer.
Buying your first home is one of the most exciting – and sometimes overwhelming – experiences you'll have. There's so much to learn: deposits, pre-approvals, LVRs, fixed vs floating rates, and more.
That's where we come in. Our mortgage advisers specialise in helping first home buyers navigate the process from start to finish. We'll help you understand what you can afford, which lenders are right for your situation, and guide you through every step.
We manage the finance process for you while keeping you informed and involved every step of the way. And the best part? Our service is usually at no direct cost to you.
How We Can Help
Calculate how much you can borrow and what properties are in your price range
Help you access your KiwiSaver for your first home deposit
Guide you through the First Home Loan scheme for deposits as low as 5%
Compare options from 27+ lenders to find the best rates and terms
Explain the entire process so you feel confident and informed
Handle all the paperwork and negotiations with lenders on your behalf
Frequently Asked Questions
Related Articles
Tips and insights to help you on your journey
15 Smart Ways to Increase Your Home's Value and Unlock Equity for Investment
KiwiSaver for Couples Buying Together in NZ
House Insurance in NZ: What Every Homeowner Needs to Know
How Much Do You Need to Retire Comfortably in NZ?
How Does A Student Loan Affect A Mortgage Pre-Approval?
Small Steps: Update Your KiwiSaver Contact Details
What Our Clients Say
“Christiana has been an amazing MA to buy our first home, she knew exactly what our situation was and did everything to make our journey smooth. We are in Christchurch and she was based on Auckland, but she was only one call/text away- always replying my answers/doubts anytime of the day. Recommending to building inspector/lawyer/insurance, etc HIGHLY RECOMMENDED☺️”
Anjana Lama
Christiana Pollock“Johnny is not only an exceptional advisor but also an incredible human being. He made the entire journey of buying a home for my wife and me so much smoother and less stressful. Johnny went above and beyond at every stage of the process, showing genuine care and dedication. We're truly grateful for his support and guidance. Wishing him all the best—you're a legend, Johnny!”
Nischal Budhathoki
Johnny Angkiriwang“Johnny really help my husband and I to achieve our first home. He has gone above and beyond and we are really thankful for all his help. I highly recommend his service to anyone who is wanting to purchase a first home.”
Ike Hambali
Johnny AngkiriwangReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.