Buy Your First Home
Jump on the property ladder with expert guidance
Buying your first home is one of the most exciting – and sometimes overwhelming – experiences you'll have. There's so much to learn: deposits, pre-approvals, LVRs, fixed vs floating rates, and more.
That's where we come in. Our mortgage advisers specialise in helping first home buyers navigate the process from start to finish. We'll help you understand what you can afford, which lenders are right for your situation, and guide you through every step.
We manage the finance process for you while keeping you informed and involved every step of the way. And the best part? Our service is usually at no direct cost to you.
How We Can Help
Calculate how much you can borrow and what properties are in your price range
Help you access your KiwiSaver for your first home deposit
Guide you through the First Home Loan scheme for deposits as low as 5%
Compare options from 27+ lenders to find the best rates and terms
Explain the entire process so you feel confident and informed
Handle all the paperwork and negotiations with lenders on your behalf
Frequently Asked Questions
Related Articles
Tips and insights to help you on your journey
Budgeting with PocketSmith: A Complete Guide for NZ Home Buyers
Small Steps: Update Your KiwiSaver Contact Details
Everything You Need to Know About Debt: Good, Bad, and Grey
Downsizing Your Home for Retirement
Understanding Leasehold Property Ownership in New Zealand
What Your Mortgage Application and Tinder Profile Have in Common (But Shouldn't)
What Our Clients Say
“Somesh was great through out the whole process, I was completely new to the world of property and he helped clear up all the grey areas and made the process quick and simple managing everything with the bank so we didn’t have to! As well as looking at potential properties and pointing out things the we hadn’t noticed that could have made the process tricky. Would definitely recommend to others and already have!”
Sidney Cooper
Somesh Awasthi“Josie truly cares about her clients, and what they need. We highly recommend that you contact her.”
“Thank you so much Ate Jocie for your guidance and support throughout the mortgage process. Your expertise, patience, and clear communication made everything so much easier to understand and manage. I truly appreciate all the time and effort you put into helping me secure our new home. I couldn’t have done it without you—thank you again for everything you have done. I will forever grateful ❤️”
Avie G
Jocelynnda CoronadoReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.