KiwiSaver Advice
Make the most of your retirement savings
Mortgage Lab provides KiwiSaver advice for New Zealanders planning retirement or using KiwiSaver toward a first-home deposit.
KiwiSaver is one of the most valuable financial tools available to New Zealanders, but many people don't give it much thought. The fund you're in, the contribution rate you choose, and how you use it for a first home can make a huge difference to your future.
Our advisers can review your current KiwiSaver, compare it to other options, and help you understand if you're in the right fund for your age and goals. We can also guide you through using KiwiSaver for a first home purchase.
We provide advice on KiwiSaver funds from Generate, NZ Funds, Booster, ANZ OneAnswer, Koura, and Milford – so we can offer options across different providers.
How We Can Help
Review your current KiwiSaver fund and fees
Compare fund performance and risk levels across providers
Help you choose the right fund type for your age and goals
Guide you through KiwiSaver first home withdrawal
Explain employer and government contributions
Set up or increase your KiwiSaver contributions
Frequently Asked Questions
Related Articles
Tips and insights to help you on your journey
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Self-Employed and KiwiSaver: How It Works
When Should You Transfer Your Overseas Savings if You're Buying a Home in NZ?
What Our Clients Say
“Nicola was very helpful, and nice to us throughout the entire process. All of the meeting worked perfectly with our schedules. Nicola provided plenty of advise for us on almost any questions we threw at her and made buying our first home alot better than we had anticipated. I have already recommended Nicola to a friend looking to buy and she will continue to be my top recommendation for mortgages and kiwi savers.”
Finn McCormack
Nicola Winters“Roger was terrific. Being relatively new to New Zealand there was lot that I didn't know about settlement & bank arrangements here which Roger explained for me to make sure that I understood everything I needed to. He managed my expectations and concerns (things move quickly here) all the way through & never flinched. Reassuring, thoughtful and professional. All highly appreciated.”
Susan Sly
Roger Fairbairn“Me and my partner dealt with Roger who made the process of buying our first house smooth, super helpful and very informative 10/10 would recommend to any one looking to buy a house!”
Jonnie Riddell
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.