Build Your Home
Finance your new build or construction project
Building a new home is an exciting journey, but financing a construction project is different from buying an existing property. There are progress payments, building contracts, and specific lending requirements to navigate.
Our advisers have extensive experience with construction loans. Whether you're building from scratch, doing a major renovation, or buying a turnkey new build, we can help you find the right finance solution.
We'll guide you through the process, help you understand the different loan structures, and work with you and your builder to ensure payments are made smoothly throughout construction.
How We Can Help
Explain the difference between progress payment loans and turnkey finance
Help you understand what lenders require for construction lending
Review your building contract to ensure it meets lender requirements
Set up progress payment schedules aligned with your build stages
Access the First Home Loan scheme for new builds with lower deposit requirements
Arrange finance for land purchases while you plan your build
Navigate the additional requirements for owner-builder projects
Frequently Asked Questions
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What Our Clients Say
“Matthew Grace wasn’t just a mortgage broker…o no! Add “/Peace of Mind Merchant”. On the myriad of hurdles to jump not related to mortgage broking AND the stress, he was an absolute rock of knowledge, guidance and counsel in the storm that was our house buying experience! Empathetic, calm, professional and a champion bloke. Not a stretch for me to say, we probably wouldn’t be in this wonderful position today had it not been for this man. Thanks Matthew!!”
Alan Hooper
Matthew Grace“Hats off to Nicola Winters for helping us purchase our very first home. The process itself is overwhelming and not to mention the roller coaster ride of emotions that come with it but she made it so smooth from applying for pre-approval from the bank until our settlement day. Grateful to have her as our MA! 🙌 Very approachable and understanding and never intimidating. We highly recommed her to our friends who are planning on buying a house. We would rate our experience as 10/10 🥳”
Tina
Nicola Winters“Roger was amazing and made our dream come true after being declined by another mortgage company who didn’t even give us a chance. Roger was prepared to put the extra time in and make it work for us. We are now comfy, happy and secure in our first home. Thank you for making our dream come true.”
Emma Hudepohl
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.