Investment Properties
Build your property portfolio with expert guidance
Mortgage Lab helps New Zealand property investors structure investment lending, assess rental yield, use equity, and compare lender policies.
Property investment can be a powerful wealth-building strategy, but it comes with its own set of rules and requirements. From LVR restrictions to rental yield calculations, there's a lot to consider.
Our advisers work with property investors at all stages – from buying your first investment property to building a multi-property portfolio. We understand the unique challenges investors face and how to structure loans for maximum benefit.
We can help you access equity in your existing properties, find lenders with investor-friendly policies, and structure your loans to optimise cash flow and tax efficiency.
How We Can Help
Calculate your borrowing capacity for investment properties
Access equity in your home or existing investments for new purchases
Navigate the different LVR requirements for investors (typically 35-40%)
Structure loans to maximise rental yield and cash flow
Compare lender policies on rental income assessment
Advise on interest-only vs principal & interest repayments
Help you understand the tax implications of different loan structures
Frequently Asked Questions
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What Our Clients Say
“Thank you so much, Johnny, for all your help and advice with my mortgage. I really appreciate that you went out of your way, even outside of regular hours, to make sure everything went smoothly. Thanks again!”
Teddy
Johnny Angkiriwang“Johnny made the mortgage process easy and stress-free. He was always helpful and explained everything clearly. I really appreciated his support and would highly recommend MortgageLab to anyone looking for great service.”
Anonymous
Johnny Angkiriwang“We couldn’t be happier with our experience! Christiana, was realistic and honest from the very beginning – no false promises, just clear advice on what we needed to do to get where we wanted. She guided us through every step of the process, and we always felt completely supported and looked after. We have absolute trust that she had and continues to have our best interests at heart, Christiana went above and beyond to secure us the best deal possible. Highly recommend!”
M Wright
Christiana PollockReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.