Investment Properties
Build your property portfolio with expert guidance
Property investment can be a powerful wealth-building strategy, but it comes with its own set of rules and requirements. From LVR restrictions to rental yield calculations, there's a lot to consider.
Our advisers work with property investors at all stages – from buying your first investment property to building a multi-property portfolio. We understand the unique challenges investors face and how to structure loans for maximum benefit.
We can help you access equity in your existing properties, find lenders with investor-friendly policies, and structure your loans to optimise cash flow and tax efficiency.
How We Can Help
Calculate your borrowing capacity for investment properties
Access equity in your home or existing investments for new purchases
Navigate the different LVR requirements for investors (typically 35-40%)
Structure loans to maximise rental yield and cash flow
Compare lender policies on rental income assessment
Advise on interest-only vs principal & interest repayments
Help you understand the tax implications of different loan structures
Frequently Asked Questions
Related Articles
Tips and insights to help you on your journey
Ready To Buy: 5 Things Investment Property Buyers Can Do To Get Ready
Healthy Homes Standards: The Complete NZ Landlord Guide
Negative Gearing After the Interest Deductibility Changes: Does It Still Work?
New Build vs Existing Home: Which Should You Buy?
What to Look for When Buying an Investment Property
Property Management: DIY vs Hiring a Property Manager
What Our Clients Say
“Cindy is such a brilliant broker who is referred by my best friend. In the first face to face meeting with Cindy, I told her about my financial situation and what kind of house I want to buy, Cindy made a full analysis and provided me some suggestions. I was so impressed with the way Cindy handled the meeting. I liked the way that Cindy presented all the relevant facts to me. Her analytical skills have been invaluable in making my project a success. When I asked questions or needed any kind of help, Cindy was very happy to offer assistance. She never said no to taking additional responsibilities and I liked that about her. Her problem-solving skills were so incredible. Thank you for taking out her precious time in solving my problems and explaining everything in details to me. I admired the way she solved problems encountered. Cindy worked so hard on my project. I enjoyed working with her because of the unique skill set and perspective she brought to the project. Thank you for her efforts and smiling face. Her positive attitude was contagious. I was so grateful that Cindy not only helped me achieve what I want, but I also learned a lot from Cindy. Really appreciated!”
Wenjin LIN
Cindy Huang“Thank you so much Ate Jocie for your guidance and support throughout the mortgage process. Your expertise, patience, and clear communication made everything so much easier to understand and manage. I truly appreciate all the time and effort you put into helping me secure our new home. I couldn’t have done it without you—thank you again for everything you have done. I will forever grateful ❤️”
Avie Gallardo
Jocelynnda Coronado“Laura was always available to discuss all questions I had. She made the information easy to understand. She connected us to the supporting agencies we needed to get our mortgage finalized and secured.”
Maylene Erihe
Laura CatesReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.