Investment Properties
Build your property portfolio with expert guidance
Property investment can be a powerful wealth-building strategy, but it comes with its own set of rules and requirements. From LVR restrictions to rental yield calculations, there's a lot to consider.
Our advisers work with property investors at all stages – from buying your first investment property to building a multi-property portfolio. We understand the unique challenges investors face and how to structure loans for maximum benefit.
We can help you access equity in your existing properties, find lenders with investor-friendly policies, and structure your loans to optimise cash flow and tax efficiency.
How We Can Help
Calculate your borrowing capacity for investment properties
Access equity in your home or existing investments for new purchases
Navigate the different LVR requirements for investors (typically 35-40%)
Structure loans to maximise rental yield and cash flow
Compare lender policies on rental income assessment
Advise on interest-only vs principal & interest repayments
Help you understand the tax implications of different loan structures
Frequently Asked Questions
Related Articles
Tips and insights to help you on your journey
What to Expect from Your Property Manager: Setting the Right Expectations
What Does LVR Mean?
The Revolving Credit Tax Trap for Investors – Guest Blog
Better Budget: Smoke Alarms
Why Leveraged Property Investment Can Mean Higher Returns
Healthy Homes Standards: The Complete NZ Landlord Guide
What Our Clients Say
“We are extremely grateful for Susan’s help throughout the entire mortgage process. Her outstanding work ethic; she was always available to answer our questions and guide us every step of the way - made all the difference. My family and I are truely thankfulj to have had her as our mortgage broker and would absolutely recommend her to anyone in need of excellent service.”
Lean Salvador
Susan Wu“Working with Roger was an absolute pleasure. He made the entire process simple and stress-free, taking the time to explain every detail and find the best option for my situation. His professionalism, responsiveness, and genuine care made me feel completely confident throughout the process. I couldn’t be happier with the outcome and would highly recommend to anyone looking for expert mortgage advice!”
“Roger is very good and understanding of us inexperienced non tech savory clients and was a great teacher as I filled in the forms required. I will be recommending his services and MortgageLab to friends and family.”
Malcolm Rowell
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.