Investment Properties
Build your property portfolio with expert guidance
Property investment can be a powerful wealth-building strategy, but it comes with its own set of rules and requirements. From LVR restrictions to rental yield calculations, there's a lot to consider.
Our advisers work with property investors at all stages – from buying your first investment property to building a multi-property portfolio. We understand the unique challenges investors face and how to structure loans for maximum benefit.
We can help you access equity in your existing properties, find lenders with investor-friendly policies, and structure your loans to optimise cash flow and tax efficiency.
How We Can Help
Calculate your borrowing capacity for investment properties
Access equity in your home or existing investments for new purchases
Navigate the different LVR requirements for investors (typically 35-40%)
Structure loans to maximise rental yield and cash flow
Compare lender policies on rental income assessment
Advise on interest-only vs principal & interest repayments
Help you understand the tax implications of different loan structures
Frequently Asked Questions
Related Articles
Tips and insights to help you on your journey
How to Use the Equity in Your Own Home to Buy an Investment Property
Bank Declined Your Investment Property Mortgage? Here's What to Do If It's an Equity Hurdle
The Bright-Line Test Explained: Property Tax Rules for NZ Investors
Cross-Lease vs Freehold vs Unit Title: What Property Investors Need to Know
15 Smart Ways to Increase Your Home's Value and Unlock Equity for Investment
Declined for an Investment Property? What to Do When the Bank Says No Due to Credit History
What Our Clients Say
“I have bought my second home today with the help of Somesh. Never once did it feel like he was far away from me. I still remember our late-night conversations where you patiently cleared every single doubt I had. Highly recommend him – a truly trustworthy and genuine person you can always ask for help and share everything with. Thank you, Somesh, for helping me build my property portfolio!”
Utkarsh Sharma
Somesh Awasthi“Nicola was kind, polite, professional, smart, articulate, punctual, helpful, easy to contact and very easy to talk to. I would recommend Nicola to anyone looking at getting a home loan as she truly does go above and beyond expectations.”
Gavin Thornton
Nicola Winters“Roger was very helpful and always responsive to questions we had about the mortgage process. Coming from Australia there are some slight differences in the process and Roger was able to talk us through everything in a straightforward way making it easy to understand. He provided sound advice and found a solution that we were happy with. I wouldn't hesitate in recommending Roger to someone looking for the first or 3rd mortgage.”
Matt Itzstein
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.