Privacy Policy – Mortgage Lab Tools App

Effective Date: 24/4/2025

Mortgage Lab Tools (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information within our mobile application.

1. Information We Collect

We do not collect or store any personally identifiable information (PII) through this app.

However, we may collect anonymous usage data via webhook (e.g. what calculator was used, and general values entered), solely for the purpose of improving the user experience and functionality of the app.

This may include:

  • Calculator type selected

  • Loan amounts or property values (non-identifiable)

  • Selected repayment frequency

No names, emails, locations, or other identifying information are ever collected.

2. How We Use Information

The information collected is used for:

  • Understanding which calculators are most useful

  • Improving calculator accuracy and usability

  • Monitoring app usage patterns (anonymously)

We do not share, sell, or disclose this information to third parties.

3. Third-Party Services

This app does not use analytics platforms, advertising SDKs, or any third-party data services.

If we add optional integrations in the future (e.g. connecting to Mortgage Lab client portals), we will update this policy accordingly and request explicit user consent.

4. Children’s Privacy

This app is not intended for use by children under the age of 13. We do not knowingly collect any data from children.

5. Changes to This Policy

We may update this policy from time to time. Any changes will be reflected on this page, with an updated effective date.

6. Contact Us

If you have any questions or concerns about this policy, please contact:

Mortgage Lab
info@mortgagelab.co.nz
Level 2, 14 Jervois Road, Ponsonby, Auckland