Break Cost Estimator

Mortgage Lab - Break Cost Estimator

Estimate the potential break fee if you exit a fixed-rate home loan early. Add each fixed account, enter its current rate and the months left on the fixed term, then compare against today’s fixed rate.

Comparison Fixed Rate

Important: This tool provides an estimate only. Break costs are set by each lender using their own criteria and wholesale rate curves. They can change at any time and may be higher or lower than this estimate. This is not a quote or a promise.
If the comparison rate is higher than your current rate, the estimate for that account will be $0 (no economic loss).
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Offset Account Savings Calculator