Free eBooks
Download our free guides to help you navigate your mortgage journey. Whether you are buying your first home, investing, or refinancing.
First Home Buyer Guide
Everything you need to know about buying your first home in New Zealand. From saving a deposit to settlement day.
What's Inside:
- Understanding the NZ property market
- How much deposit do you really need?
- Using KiwiSaver for your first home
- Getting pre-approved for a mortgage
- The buying process step-by-step
- Common mistakes to avoid
Property Investor Guide
A comprehensive guide to building a property portfolio in New Zealand. Learn strategies, tax implications, and financing options.
What's Inside:
- Investment property vs owner-occupied
- Understanding rental yields and capital growth
- Loan structuring for investors
- Tax deductions and ring-fencing rules
- Using equity to grow your portfolio
- Managing multiple properties
Refinancing Guide
Thinking of switching banks? Learn when refinancing makes sense and how to navigate the process for the best outcome.
What's Inside:
- When refinancing makes sense
- Costs vs benefits of switching banks
- How to compare lender offers
- Understanding cashback deals
- The refinancing process step-by-step
- What to watch out for
Refix Your Mortgage Guide
Make the most of your mortgage refix. Learn how to get the best rates and structure your loan for your goals.
What's Inside:
- When to start thinking about refixing
- Fixed vs floating - pros and cons
- Rate negotiation strategies
- Should you split your loan?
- Cashback offers - worth it?
- Staying vs switching banks
Building Your Home Guide
Planning to build? This guide covers construction loans, working with builders, and navigating the new build process.
What's Inside:
- Construction loan vs standard mortgage
- Progress payments explained
- Choosing a builder and contract type
- Council consents and compliance
- Budgeting for your build
- Common construction pitfalls
Have Questions After Reading?
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