Contact Details

Based in Auckland

FSP Number: FSP1002773

Services Offered

Mortgages

Available for in-person meetings and video consultations nationwide.

Availability

Monday-Friday8:00am - 8:00pm
Saturday-SundayAppointments available upon request

Get to Know Michael

What inspired you to become a Mortgage Broker?

I am at a stage in life where I genuinely want to help people progress.

What is the best part of being a Mortgage Broker?

Meeting new people and having the opportunity to help them attain their goals.

What have you found to be the most challenging aspect?

Keeping up to date with constantly changing legislation and bank policies.

What is your most memorable client experience?

It has to be settlement day for a first home buyer.

How would you sum up being a Mortgage Broker in three words?

Honest. Reliable. Resourceful.

If you were Prime Minister for one day, what would you do?

Advocate for flat tax implementation, scrapping bright line test, and restoring interest deductibility for property investors.

If you could have dinner with any three people (alive or dead), who would it be?

Warren Buffett, Graeme Hart, Frank Lowy.

If you weren't in Mortgage Broking, what would you do?

Full time property investor.

What Clients Say

I contacted Michael on a whim to find out how close I was to being able to get a home loan. It turned out to be one of the best decisions I’ve ever made, as just seven months later I am now living in my first home! Michael was incredibly knowledgeable and supportive throughout the entire process. He guided me like a pro, clearly identifying where I needed extra help while also letting me take the lead in areas I felt confident. I have no doubt that I wouldn’t be in the position I am today without his experience and positive attitude. I am truly thankful for all of his advice and support throughout the process, and would highly recommend his service. Thank you so much Michael!

Kimberley Jensen

Michael is amazing. We first met him a couple of years ago when we looked at refinancing. He went over and above all expectation to get us approved, which he did. But in the end we did not proceed at that time. We approached Michael again a month ago to refinance as we were not happy with our current bank. Once again, he was super efficient and very thorough and successfully got approval for us which we have completed. Thank you Michael for all your help. We highly recommend Michael and Mortgage Lab.

Ruth Norrish

Michael was incredible, he offered a lot of wisdom and guidance for my friend and I to get the most value out of the real-estate market, he helped us acquire amazing market leading interest rates, helped us step-by-step to secure the property of our choice, and even gave us guidance on what improvement we could make to increase the value of our property, I would recommend Michael to anyone interested in buying a property, whether you're a first home buyer, or an experience home owner, Michael can provide you with the expertise needed to make the best financial decisions such as buying a house, which can be daunting in itself!

Nick Ruddy

My husband and I still can’t believe we own our own home. Without Michael’s guidance and hardwork we wouldn’t be where we are now. He went the extra mile and put in many many hours getting it all over the line. When we didn’t think it would work out he assured us it would and encouraged us to keep pushing. We are extremely grateful and wouldn’t hesitate to recommend him.

Carrie Pettman

Micheal went above and beyond to help us into our first home. He was amazing. Micheal explained everything to us as we went and helped to remind me to send things in. I would recommend him to anyone.

Lianne Bunn

Michael was an absolute legend in helping me purchase my home! He went above and beyond, and was always thinking outside the square to make it work. He took a lot of stress out of the process. Thanks again Mike!

Brigitte Blackman

Michael is very knowledgeable and provided us tailored guidance that we greatly appreciate. He made the entire journey from the thought of buying our home to executing the purchase very smooth and cannot recommend him enough! Thank you Michael :)

Krishneel Kumar

Me and my partner were extremely satisfied with the service provided by Michael. His expertise, attention to detail, and promptness made the entire home loan process seamless and stress-free. I would highly recommend in working with Michael.

Gilbert T

We found Michael to be very helpful, friendly and great to deal with. Thank you Michael!

G Nickles

Michael was very helpful and engaging. He was available at any time and provided valuable knowledge and support. I could not recommend Michael enough. Hamish

Hamish Corlett

As above found Michael amazing to deal with, helped us get the financial side of our life sorted, after the bank I had been with for 25 years wasnt interested in letting us keep our existing mortgage but move to a bigger place due to our business only being 18 mths old, Michael managed to turn what I thought was a hopeless case into a beter deal than we had with our own bank. Would recommend Michael to any of my family and already have to a few mates. Feel bit bad that for someone thats helped us out so much, cant shake the mans hand and shout him a meal and drinks.

Chris McMahon

Michael was fantastic to work with. He communicated well and kept us in the loop with progress. He achieved what we couldn't by ourselves and we have no hesitation in recommending him to others.

Richard Knowles

Michael Shrubsall made the experience of buying my first home easy and positive! He has a real can-do attitude/approach and was able to look at my entire financial situation to not only help me buy my first home but set me up to be in the best financial position moving forward. I felt really well-informed through the whole process and Michael was always happy to answer all of my questions. I highly recommend Michael. Thank you again!

Cleo Fitzgerald

My wife and I used Michael to obtain a new mortgage for our dream property. Michael was brilliant, communicative and importantly got the deal done. It would be fair to say that we more than made him work to get the deal done as it was a complicated multifaceted deal to enable us to sell and buy in a difficult market with a non standard deal. I wouldn't hesitate to recommend Michael to others looking to obtain a new mortgage or to refinance and we couldn't be happier in the deal we got or in our new property.

Quentin O'Brien

Ready to Chat with Michael?

Get in touch today for a free, no-obligation consultation about your mortgage needs.

Regulatory Information

Michael Shrubsall provides regulated financial advice under The Mortgage Lab NZ Limited FAP license.

Financial Services Provider number: 587228

Individual FSP: FSP1002773