Nicola Winters

“Nicola was absolutely amazing! She kept us updated with great communication every step of the way. We highly recommend her!”

“Hats off to Nicola Winters for helping us purchase our very first home. The process itself is overwhelming and not to mention the roller coaster ride of emotions that come with it but she made it so smooth from applying for pre-approval from the bank until our settlement day. Grateful to have her as our MA! 🙌 Very approachable and understanding and never intimidating. We highly recommed her to our friends who are planning on buying a house. We would rate our experience as 10/10 🥳”

“I had an excellent experience working with Nicola Winters as my mortgage advisor. From our first conversation, they were professional, knowledgeable, and incredibly supportive throughout the entire process. They took the time to explain everything clearly, answered all my questions (no matter how small), and were always easy to reach by phone or email. I really appreciated how they kept me informed at every step and made what could have been a stressful process feel smooth and manageable. Nicola also helped me navigate a few unexpected hurdles along the way with calmness and confidence. Their advice was always tailored to my situation, and I felt they genuinely had my best interests at heart. Thanks to their support, I was able to secure a great mortgage deal that fit my needs perfectly. I’m so grateful as a first home buyer and striking it lucky with an excellent mortgage advisor. If you are looking for someone who is not just professional and efficient, but genuinely kind and understanding - then Nicola is the one. Overall, I felt well taken care of and would not hesitate to recommend Nicola Winters to anyone looking for a mortgage advisor who is reliable, responsive, and truly excellent at what they do.”

“Nicola was absolutely amazing to deal with, as first home buyers - we had no idea what we were doing and Nicola walked us through every step. She was so onto everything, and amazing communication, we were never left wondering what was happening. Our first home buying journey was such a success due to Nicola’s hardwork. We could not recommend her enough.”

“Nicola straight off the bat has been incredibly attentive and supportive. No question was too silly and she always had time to answer our questions. I really think she goes above and beyond and we will be referring her to all our friends!”

“We have been Nicola’s clients for more than two years. From the first meeting, she put us at ease with her friendly manner. This is our first home, and having Nicola by our side made the process straightforward and manageable.”

“Nicola was a pleasure to work with again. She is very good at explaining things so a lay person can easily understand the sometimes confusing world of refinancing as well as being very efficient and really listening to our needs and offering us choices to best suit our needs”

“Nicola was great to work with. She has clear and prompt communication which was so appreciated and we never felt pressured by her in any way! We are grateful to have had Nicola guide us through the process.”

“Nicola was great! Really open, understanding, and really took the time to ensure we felt supported and understood everything throughout the whole process. She was approachable and considerate, even when asking, what might seem like, "silly questions"”

“We have used Nicola over the last few years she is absolutely amazing she makes our experience very easy and stressfree. Very happy and easy to deal with, we will continue to use her for years to come. Thanks”

“Excellent experience working with Nicola to help me buy my first home!”

“Nicola was very helpful, and nice to us throughout the entire process. All of the meeting worked perfectly with our schedules. Nicola provided plenty of advise for us on almost any questions we threw at her and made buying our first home alot better than we had anticipated. I have already recommended Nicola to a friend looking to buy and she will continue to be my top recommendation for mortgages and kiwi savers.”

“Really enjoyed working with Nicola. She saved us a lot of time and effort and would definitely recommend her to anyone seeking advice.”

“I would highly reccommend Nicola. Shes a total professional at her job, very informative and got things moving quickly. I appreciate her guidance and always answered my questions in a timely manner. Thank you!!”

“As first home buyers we found Nicola to be very supportive and understanding with all the questions and worries we had. It took us awhile but we found a house and she was with us every step of the way!”

“This was our second time working with Nicola, this time getting a top up mortgage to get some renovations done around our house. She was lovely to chat to and gave us some really helpful advice that helped us secure the lending we needed. Would definitely recommend to anyone needing mortgage advice :)”

“Nicola has been absolutely fantastic in guiding us through the process of buying our first home. When our previous mortgage advisor left, she seamlessly stepped in and devoted herself to understanding our needs. Her advice was excellent, making the whole process smooth sailing, even with the added complexity of building our home. Working with her was effortless, thanks to her hard work, quick response times, kindness, and expertise. She's always ready to help and takes full ownership of her work. I wouldn't hesitate to recommend her to anyone in need of mortgage advice. 10/10 . We are grateful to have met an amazing soul like you. Lots of love - Sharon Dsouza and Levin Braganza”

“Nicola was amazing from the start. She explained the process throughout the whole thing and simplified it. No question was too silly. She was easy to get hold of and she replied so incredibly quick. Meeting with Nicola I held little hope that my dream was obtainable. After previous MA told me I needed a partner to get into the property ladder, as no one would lend to a single. 3months later I settled on my first home. Something I was told I couldn’t achieve, but not by Nicola. She was positive and did everything she could to get me there. I can not rave enough about her!!”

“Nicola was handed over our portfolio after the previous advisor, Karen Hyland left. We believe it was a good start by Nicola as she ascertained all the details we had provided to Karen was still relevant and valid . This includes combing thro a lot of previous documentation and asking questions/ clarifying circumstances and looking at our statements/ savings and expenses, before providing us with options on banks to choose from. She was also able to advise on "when" it would be appropriate to trigger the loan instead of attempting to close a loan accommodation successfully. She also helped in understanding the way the loans were setup in different phases of the build. This was useful as we waited until we had put almost all our savings into this house before pulling the trigger on the loan. This helped up by trimming the principal and the interest rates thereof for which we are thankful. Naturally, this cannot be accomplished without clear , honest and transparent communication on both sides. Thank you for your time and effort Nicola. Laveena and Raj”

“Nicola was a wealth of knowledge, she took over our account from another company when we really needed help getting our mortgage across the line. She was clear in her communication and we could tell we were finally in good hands. Would highly recommend Nicola.”

“Both my partner and I really enjoyed working with Nicola. She was extremely knowledgeable and provided great guidance to help us get in to our first home. She was always responsive and helpful, had excellent contacts and recommendations, efficient and very friendly. We couldn't ask for anyone better and will sing her praises any day!”

“We are so grateful to have Nicola as our mortgage advisor who has been so kind, professional, helpful and flexible to walk us through every step of getting our first home.”

“Nicola made purchasing my first home easy and not at all scary. Right from our first interaction she was pleasant, friendly but also very efficient. She was confident right from the start I would be approved and provided useful tips along the journey. We were in constant contact with Nicola updating me every step of the way. She explained everything well and was a pleasure to work with.”

“Nicola was kind, polite, professional, smart, articulate, punctual, helpful, easy to contact and very easy to talk to. I would recommend Nicola to anyone looking at getting a home loan as she truly does go above and beyond expectations.”

“Nicola has been an absolute pleasure to deal with. She has explained everything at the start and along the way. Answers and replies to emails and questions and when required will pick up the phone to discuss thinks. She has great knowledge and expertise and I feel has advised and helped us to get the outcome we were after. I have absolutely no problems in recommending Nicloa to others. If I am ever in the market to purchase another property, then I will be seeking out Nicola first.”