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The Real Cost of Credit Cards on Your Mortgage Capacity
Credit cards are useful tools for everyday expenses, but they can seriously limit your ability to borrow for a home—regardless of how much you owe. Learn how lenders treat credit limits, how to optimise your financial position, and why trimming your plastic could be the key to unlocking your first (or next) mortgage.
Everything you need to know about debt
Not all debt is created equal. Some can build your future—others can derail it. Learn the difference between good, bad, and grey-area debt, how it affects your mortgage application, and the steps you can take to improve your credit score and borrowing potential.
How much does a Credit Card affect your lending?
Your credit card limit—not your balance—can reduce how much a bank will lend you for a mortgage. Here’s how to fix it and borrow more.