Rupert Gough 4/18/25 Rupert Gough 4/18/25

9 Mistakes to Avoid When Applying for a Construction Loan

Thinking about building your dream home in New Zealand? Construction loans can be a great way to finance a new build—but they come with their own challenges. Learn how to avoid the most common mistakes and navigate the process with confidence.

Rupert Gough 4/11/25 Rupert Gough 4/11/25

What Is Split Banking?

Split banking is a strategic move for property investors that spreads your lending across multiple banks rather than relying on a single lender. It provides more control, better access to equity, and flexibility when expanding your portfolio or selling a property.

Rupert Gough 3/30/25 Rupert Gough 3/30/25

Should You Buy a New Build or Existing Property for Investment? A Landlord’s Guide

Deciding between a new build or existing property as your next investment can significantly affect your returns, tenant appeal, and maintenance costs. Here’s how to weigh up the pros and cons of each option and make the right choice for your investment goals.

Anne Miel 3/30/25 Anne Miel 3/30/25

New Build vs Existing Home: Which Should You Buy?

Torn between building new or buying existing? This guide compares the financial, practical, and strategic pros and cons of each option for both first home buyers and investors.

Anne Miel 3/27/25 Anne Miel 3/27/25

Construction Mortgages – Turn-Key vs Progress Payment Contracts

Choosing between a turn-key or progress payment contract is one of the first major decisions in a construction project. Here's how they work, how banks view them, and what you should watch out for.

Anne Miel 3/20/25 Anne Miel 3/20/25

Fixed Price vs Cost Reimbursement: How to Navigate Cost Fluctuations in Build Contracts

Fixed-price building contracts have long been a go-to option for homeowners wanting price certainty—but in today’s construction climate, “fixed” doesn’t always mean what it used to. With inflation, supply chain issues and labour shortages still affecting the market, homeowners need to understand the mechanics (and risks) of cost fluctuation clauses and their alternatives.

Anne Miel 3/19/25 Anne Miel 3/19/25

Calculating The Interest On Your Progress-Payment Construction

Building with a progress-payment contract? Unlike turn-key builds, you’ll pay interest as the project progresses. This article breaks down how to estimate total interest costs, account for construction delays, and determine whether you can borrow to cover these expenses.