Anne Miel 5/21/25 Anne Miel 5/21/25

Budgeting with PocketSmith

If there’s one budgeting app we rave about at Mortgage Lab, it’s PocketSmith. Proudly New Zealand-made and packed with powerful tools for tracking your income, expenses, and future goals, it’s our go-to recommendation for anyone looking to get their finances in order. Whether you’re saving for a home deposit or just want to understand your spending better, PocketSmith makes it easier—on desktop and mobile. Here's why we think it’s worth a look.

Rupert Gough 4/17/25 Rupert Gough 4/17/25

Small Steps: Review Your Direct Debits

Tired of money quietly disappearing from your account each month? One small step that can make a big difference is reviewing your automatic payments and direct debits. This quick financial tidy-up could help you cancel forgotten subscriptions and free up extra cash.

Rupert Gough 3/29/25 Rupert Gough 3/29/25

What Your Mortgage Application and Tinder Profile Have in Common (But Shouldn’t)

Your mortgage application isn’t the place for filters and flair—learn how to prep your finances so the bank says “yes,” and keep the Tinder content where it belongs.

Anne Miel 3/23/25 Anne Miel 3/23/25

The Mindset You Need to Get into Your First Home

Buying your first home can feel out of reach—but it isn’t. With the right mindset, practical tools, and a solid plan, home ownership is possible. Here's how to get ready, inside and out.

Anne Miel 3/19/25 Anne Miel 3/19/25

Calculating The Interest On Your Progress-Payment Construction

Building with a progress-payment contract? Unlike turn-key builds, you’ll pay interest as the project progresses. This article breaks down how to estimate total interest costs, account for construction delays, and determine whether you can borrow to cover these expenses.