Anne Miel 4/23/25 Anne Miel 4/23/25

Weekly vs Monthly Mortgage Payments: Which Is Better?

It’s a common myth that switching from monthly to weekly mortgage payments will save you thousands. While there is a small interest saving, it’s not as much as many think. We break down the numbers—and explain when weekly payments might actually pay off.

Rupert Gough 4/21/25 Rupert Gough 4/21/25

Refinancing for Property Investors: What You Need to Know

Refinancing isn’t just for owner-occupiers looking for a better rate—it’s a powerful strategy for property investors too. Whether you're aiming to improve cash flow, restructure lending, access equity or simply take control of your property portfolio, refinancing can help sharpen your investment edge.

Anne Miel 4/16/25 Anne Miel 4/16/25

Why Leveraged Property Investment Can Mean Higher Returns

Leveraged property investment is one of the most powerful ways to grow wealth through real estate. By using borrowed funds—typically through a mortgage—you can maximise your investment potential, increase your returns, and even build a diverse property portfolio. But while leverage can amplify gains, it can also increase risk. In this blog, we explore what leveraging really means, how it works in New Zealand’s property market, and what you need to watch out for.

Anne Miel 4/12/25 Anne Miel 4/12/25

Can I Get a Top-Up on My Mortgage?

Whether you're renovating your home, consolidating debt, or looking to make a large purchase, a mortgage top-up can give you access to your equity. But before you apply, it’s important to understand the rules, risks, and how banks assess your application.

Anne Miel 3/29/25 Anne Miel 3/29/25

Your mortgage rate is 8%

Your interest rate might be 6% or less—but planning as if it were 8% could save you thousands and cut your loan term in half.

Anne Miel 3/27/25 Anne Miel 3/27/25

10 Annual Home Maintenance Tasks Most Homeowners Forget

These 10 home maintenance tasks should be done annually—but most people forget. Tick them off to protect your home, avoid costly repairs, and feel smugly accomplished.

Anne Miel 3/21/25 Anne Miel 3/21/25

What is a Reverse Mortgage?

Reverse mortgages let retirees unlock equity in their homes without selling or making repayments. Learn how they work, how much you can borrow, and whether they’re the right solution for your retirement.