Rupert Gough 5/3/25 Rupert Gough 5/3/25

What Is a Revolving Credit Account?

Revolving credit accounts can be a powerful tool for mortgage holders—offering flexibility, faster repayments, and interest savings. But they also come with discipline demands and careful planning. Here’s what you need to know to decide if it’s right for you.

Rupert Gough 3/29/25 Rupert Gough 3/29/25

2 Bank Account Tips the Banks Will Never Tell You

Two smart banking strategies to boost your mortgage options and protect your lending access—tips the banks won’t offer but mortgage advisers know well.

Anne Miel 3/29/25 Anne Miel 3/29/25

How Offset Mortgages Work in New Zealand

Offset accounts are a smart tool for mortgage holders with savings—offering the ability to reduce interest without locking funds away. Here’s how offset mortgages work, who they’re good for, and when to consider one as part of your home loan structure.

Anne Miel 3/20/25 Anne Miel 3/20/25

Revolving Credit vs Floating Mortgage Account: What’s the difference?

Fixed-term mortgages may be the norm, but savvy borrowers often turn to floating and revolving credit accounts for flexibility and interest savings. So, what’s the difference—and when should you use each?