When you think about mortgage broking, you probably think about it in the context of buying a house. But your mortgage broker provides multiple important services throughout the life of your mortgage. These services can save you thousands of dollars, a lot of time and stress.
Why Use a Mortgage Broker When Re-fixing Your Mortgage?
When a mortgage account's fixed rate is due to expire, your broker will talk with you about your current circumstances and what may be coming up for you in the next few years. They'll then help you choose the best re-fix period/structure and negotiate the best deal with your bank.
Why Use a Mortgage Broker When Considering Restructuring Your Mortgage?
Your mortgage structure is really important. A small tweak can save you thousands and thousands of dollars over the life of your mortgage.
The mortgage broker will:
- •Assess your current structure and situation
- •Consider what the other banks provide
- •Provide specific advice on the best mortgage structure and bank for you
- •Manage any changes to your mortgage as a result of the review
Why Use a Mortgage Broker When Getting a Top-Up On Your Mortgage?
There are times when getting a top up on your mortgage makes sense. Your broker will talk you through your options, ensure you understand the financial implications and manage the process for you.
Why Use a Mortgage Broker When Buying Your Next Property?
What was the right bank for you may no longer be the best option. Your broker will look across the banks and find the best option for you. When it comes to investment properties, a good broker will liaise with your property professionals to make sure your mortgage structure has the maximum tax deductibility possible.
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