Mortgage Refinance Calculator

Looking to move to another bank? Simply enter your separate mortgage accounts into the calculator below (you can add as many accounts as you like), add in the various other costs and benefits of moving banks and receive an estimated benefit of refinancing to another bank.

Add Account

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New interest rate (%):


Approximate break cost ($):


Approximate cash contribution from bank ($):


Approximate solicitors' cost ($):


Has your mortgage been with the bank less than 4 years?
No Yes

Warning: If your mortgage is less than 3-4 years old, refinancing may trigger a clawback of the original cash contribution your bank gave you. Check with your bank before proceeding.

Calculate Net Benefit of Refinancing

All results are estimates and interest rates may change. Consult a professional prior to making any financial decisions.