Rupert Gough 5/5/25 Rupert Gough 5/5/25

When Do You Need a Registered Valuer’s Report When Purchasing a House?

A Registered Valuer’s Report is often essential when buying or building a home in New Zealand. Here’s when you might need one, what it involves, and why it’s different from other types of property estimates

Anne Miel 4/12/25 Anne Miel 4/12/25

Can I Get a Top-Up on My Mortgage?

Whether you're renovating your home, consolidating debt, or looking to make a large purchase, a mortgage top-up can give you access to your equity. But before you apply, it’s important to understand the rules, risks, and how banks assess your application.

Anne Miel 3/31/25 Anne Miel 3/31/25

What happens if a Registered Valuation Report isn’t high enough?

A Registered Valuer’s Report is often a key part of getting a mortgage approved—especially when you’re borrowing more than 80%. But what happens if the report comes in lower than expected? In this blog, we explore the implications of a low valuation and how it affects your home-buying power.