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Can I Get a Top-Up on My Mortgage?
Whether you're renovating your home, consolidating debt, or looking to make a large purchase, a mortgage top-up can give you access to your equity. But before you apply, it’s important to understand the rules, risks, and how banks assess your application.
What happens if a Registered Valuation Report isn’t high enough?
A Registered Valuer’s Report is often a key part of getting a mortgage approved—especially when you’re borrowing more than 80%. But what happens if the report comes in lower than expected? In this blog, we explore the implications of a low valuation and how it affects your home-buying power.