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Ang One Bank Trap at Several Bank Nightmare

10 March 2025-6 min read-By Jarrod Kirkland
Ang One Bank Trap at Several Bank Nightmare

Key Takeaways

  • 1Huwag manatili sa isang bank ng maraming taon nang walang review.
  • 2Huwag i-spread ang mortgage mo sa maraming banks para sa bawat property.
  • 3Magtrabaho kasama ng mortgage adviser para suriin ang lahat ng options.

Manatili sa isang bank o pumunta sa maraming banks? Narito ang mga advantages at disadvantages ng bawat approach.

Isa sa mga malaking tanong para sa homeowners ay kung manatili sa isang bank o i-spread ang debts sa maraming banks.

Ang One Bank Trap

Maraming tao ang nananatili sa isang bank ng maraming taon, pero maaari itong maging problema dahil hindi mo alam kung nakukuha mo ang pinakamabuting rates.

Ang Several Bank Nightmare

Ang pagpunta sa maraming banks para sa bawat mortgage ay hindi rin magandang daan dahil mas mahirap i-manage at maaaring magpababa ng borrowing capacity mo.

Ang Tamang Daan

Magtrabaho kasama ng mortgage adviser na mag-aaral ng lahat ng options at mag-review ng mortgage mo taun-taon.

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Frequently Asked Questions

Dapat ba akong manatili sa isang bank para sa mortgage ko?

Hindi necessarily, dahil maaaring hindi mo nakukuha ang pinakamabuting rates.

Disclaimer

The information on this website is for general guidance only and does not constitute financial or investment advice. Always do your own research and seek personalised advice from a qualified financial adviser or mortgage adviser before making financial decisions. All investments carry risk and past performance is not indicative of future results.

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