How Banks Decide If You Can Afford an Investment Property

Thinking of buying an investment property? Learn how banks assess whether you can afford it—including interest rate stress testing, rental income scaling, and credit limit assumptions—and what you can do to improve your approval odds.

Anne Miel 3/20/25 Anne Miel 3/20/25

Interest-Only Mortgages: When They Work—and When They Don’t

Interest-only mortgages can be a powerful financial tool—when used strategically. This guide breaks down who they’re right for, when banks will say yes, and why they’re not a long-term solution.