Anne Miel 3/27/25 Anne Miel 3/27/25

How Banks Decide If You Can Afford an Investment Property

Thinking of buying an investment property? Learn how banks assess whether you can afford it—including interest rate stress testing, rental income scaling, and credit limit assumptions—and what you can do to improve your approval odds.

Anne Miel 3/25/25 Anne Miel 3/25/25

Bank Declined Your Investment Property Mortgage? Here’s What to Do If It’s an Equity Hurdle

If your mortgage for an investment property was declined due to deposit or equity issues, don’t worry—you’ve got more options than you might think.

Anne Miel 3/25/25 Anne Miel 3/25/25

Declined for an Investment Property? What to Do When the Bank Says No Due to Credit History

If your mortgage application for an investment property has been declined due to your credit report, don’t panic—there are still ways forward.

Rupert Gough 3/25/25 Rupert Gough 3/25/25

The Top Fears Landlords Have About Tenants – And How to Manage Them

Every landlord has tenant-related fears, from unpaid rent to property damage. But with the right strategies and mindset, these challenges can be reduced or even avoided altogether. Here's how to turn landlord anxiety into confidence.

Anne Miel 3/24/25 Anne Miel 3/24/25

How Soon Can You Reapply for a Mortgage After Being Declined?

Getting declined for a mortgage can feel disheartening, but it's far from the end of the road. Whether it was due to income, deposit, or credit history, there are plenty of strategies to turn things around—and possibly reapply much sooner than you think.

Anne Miel 3/20/25 Anne Miel 3/20/25

Interest-Only Mortgages: When They Work—and When They Don’t

Interest-only mortgages can be a powerful financial tool—when used strategically. This guide breaks down who they’re right for, when banks will say yes, and why they’re not a long-term solution.

Anne Miel 3/17/25 Anne Miel 3/17/25

Buying a House with Bitcoin – Can It Be Done in NZ?

With cryptocurrency rising in popularity, it’s natural to wonder: can you buy property in New Zealand using Bitcoin? While the idea is tempting, the reality is more complicated than it may seem.

Rupert Gough 10/31/24 Rupert Gough 10/31/24

Pets in Rental Properties: Should Landlords Say Yes or No?

With law changes on the horizon, landlords are being asked to rethink their stance on pets in rental properties. But is allowing furry friends a smart move—or a risk not worth taking? This blog explores the pros and cons of pet-friendly rentals in light of New Zealand’s upcoming Residential Tenancies Amendment Bill.