父母如何通过将零花钱存入KiwiSaver账户来教导孩子财务知识。
本文探讨父母如何通过将零花钱存入KiwiSaver账户来教导孩子财务知识，演示复利原则。
复利随着时间的推移创造指数增长。100美元的投资按10%年回报率计算，20年后增长到739美元。
对于孩子来说，尽早开始具有巨大优势。出生时存入的1,000美元到退休年龄可能达到约178,000美元，而20岁时投资的同样金额只能达到36,000美元。
每周存入20美元零花钱到退休时可能累积到超过230万美元。
将零花钱分为消费和储蓄（建议70/30分配），让孩子获得即时满足的同时建立退休基础。
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Talk to an Adviser出生时存入的1,000美元到退休年龄可能达到约178,000美元。每周存入20美元零花钱到退休时可能累积到超过230万美元。
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