KiwiSaver First Home Calculator
Calculate how much KiwiSaver you can use towards your first home deposit
Available for Deposit
$47,035
6.7% of purchase price
Projected KiwiSaver Balance
$48,035
In 2 years at 5% return
Balance Breakdown
Monthly Contributions
$372
You: $175 + Employer: $175 + Govt: $22
KiwiSaver Balance Growth
The gap between the lines shows your investment growth
KiwiSaver First Home Withdrawal Requirements
- • Be a first home buyer (or in the same financial position)
- • Have been a KiwiSaver member for at least 3 years
- • Intend to live in the property
- • Leave at least $1,000 in your KiwiSaver account after withdrawal
Important Notes
You can withdraw most of your KiwiSaver balance (minus $1,000) towards a first home deposit. This includes your contributions, employer contributions, government contributions, and any investment returns.
Disclaimer: This calculator provides estimates only and should not be relied upon for financial decisions. Actual loan terms, rates, and eligibility may vary. Please contact a Mortgage Lab adviser for personalised advice.
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