Deposit Savings Calculator
Calculate how long it will take to save your house deposit
Regular Savings
KiwiSaver
Including employer contributions
Time to Reach Target
1y 9m
21 months total
Total Current Savings
$45,000
Still Need
$55,000
Monthly Savings Total
$2,400
(Regular + KiwiSaver)
Interest/Returns Earned
$5,616
Savings Projections
Savings Growth Over Time
Dashed line shows your target deposit of $100,000
Tips to Save Faster
Increase KiwiSaver
Switch to a higher contribution rate (up to 10%)
Automatic Transfers
Set up automatic savings on payday
KiwiSaver Withdrawal
Use your KiwiSaver for a first home deposit
Disclaimer: This calculator provides estimates only and should not be relied upon for financial decisions. Actual loan terms, rates, and eligibility may vary. Please contact a Mortgage Lab adviser for personalised advice.
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