72法则是估算投资翻倍时间的快速数学捷径。
72法则是个人理财中最有用的心算捷径之一。它让您快速估算投资翻倍所需的时间。只需将72除以年回报率，就能得出资金翻倍的大致年数。
公式： 翻倍年数 = 72 ÷ 年回报率
KiwiSaver增长型基金（8%）：余额约9年翻倍。房产假设5%增长，约14-15年翻倍。
年均3%通胀率下，现金购买力每24年减半。20%信用卡利率下，余额仅3.6年翻倍。
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Talk to an Adviser将72除以年回报率即可算出投资翻倍的年数。例如，6%回报率下，资金约12年翻倍。
在4-12%回报率之间最准确。
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The information on this website is for general guidance only and does not constitute financial or investment advice. Always do your own research and seek personalised advice from a qualified financial adviser or mortgage adviser before making financial decisions. All investments carry risk and past performance is not indicative of future results.
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