Blog Topics

Explore pillar topics and the supporting articles underneath each one.

First Home Buyer

Plain-English guides for first-home buyers in New Zealand: deposits, KiwiSaver, pre-approval, and the step-by-step buying process.

Buying a home in New Zealand: how lending works, what banks look for, and practical tips to make the process smoother.

Property investment in New Zealand: deposits, lending rules, yields, and financing strategies for building a rental portfolio.

Make your existing mortgage work harder: repayments, interest rates, refinancing, break fees, and smart ways to reduce interest.

Refixing your mortgage in NZ: timing, term selection, rate strategy, and how to avoid costly mistakes when your fixed term ends.

New build and construction lending: progress payments, budgeting, and how construction loans work from contract to completion.

KiwiSaver and home ownership: withdrawals, eligibility, contributions, and how KiwiSaver fits into your wider financial plan.

Insurance guidance for NZ households: mortgage protection basics, what to consider, and how cover can protect your home and income.

Mortgage and retirement planning: strategies for reducing debt, improving cashflow, and planning ahead for life after work.

Articles and guides related to budgeting.