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What Your Mortgage Application and Tinder Profile Have in Common (But Shouldn’t)
Your mortgage application isn’t the place for filters and flair—learn how to prep your finances so the bank says “yes,” and keep the Tinder content where it belongs.
How much does a Credit Card affect your lending?
Your credit card limit—not your balance—can reduce how much a bank will lend you for a mortgage. Here’s how to fix it and borrow more.
How Soon Can You Reapply for a Mortgage After Being Declined?
Getting declined for a mortgage can feel disheartening, but it's far from the end of the road. Whether it was due to income, deposit, or credit history, there are plenty of strategies to turn things around—and possibly reapply much sooner than you think.
Interest-Only Mortgages: When They Work—and When They Don’t
Interest-only mortgages can be a powerful financial tool—when used strategically. This guide breaks down who they’re right for, when banks will say yes, and why they’re not a long-term solution.
What Happens When You Buy a House in New Zealand?
Buying your first home can feel like stepping into the unknown. From pre-approval to popping the champagne on settlement day, here’s a full breakdown of what actually happens when you buy a house—minus the jargon and surprises.
Buying a House with Bitcoin – Can It Be Done in NZ?
With cryptocurrency rising in popularity, it’s natural to wonder: can you buy property in New Zealand using Bitcoin? While the idea is tempting, the reality is more complicated than it may seem.
What Is an Easement? Understanding Property Rights in New Zealand
Easements are a common and often misunderstood part of property ownership in New Zealand. Whether you're buying a brand-new townhouse or an existing home, understanding easements—what they are, how they work, and when to worry about them—can help you avoid costly surprises.
Small Steps: Check Your Credit Score
Your credit score can impact everything from getting a mortgage to signing up for a new phone plan. This Small Steps blog encourages you to check your credit score now—before you need it.