Capital Growth Calculator
Use this calculator to estimate how much your properties will be worth in the future
NZ historical average: ~7% p.a. (varies by region)
Future Value (in 10 years)
$1,303,116
Capital Gain
$503,116
Total Return
63%
Property Value Growth
The green area shows capital growth above your original $800,000 investment
Year-by-Year Projection
| Year | Property Value | Capital Gain |
|---|---|---|
| Today | $800,000 | - |
| Year 1 | $840,000 | +$40,000 |
| Year 2 | $882,000 | +$82,000 |
| Year 3 | $926,100 | +$126,100 |
| Year 4 | $972,405 | +$172,405 |
| Year 5 | $1,021,025 | +$221,025 |
| Year 6 | $1,072,077 | +$272,077 |
| Year 7 | $1,125,680 | +$325,680 |
| Year 8 | $1,181,964 | +$381,964 |
| Year 9 | $1,241,063 | +$441,063 |
| Year 10 | $1,303,116 | +$503,116 |
Note: Property values can go down as well as up. This calculator assumes consistent growth which is rarely the case in real markets. Past performance is not indicative of future results.
Disclaimer: This calculator provides estimates only and should not be relied upon for financial decisions. Actual loan terms, rates, and eligibility may vary. Please contact a Mortgage Lab adviser for personalised advice.
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