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Apartments: Ang Kailangan Mong Malaman

1 March 2025-6 min read-By Jarrod Kirkland
Apartments: Ang Kailangan Mong Malaman

Key Takeaways

  • 1Maintindihan ang ownership type bago bumili.
  • 2Nagbabayad ang apartment owners ng annual body corporate fees.
  • 3Iba ang mortgage rules para sa apartments.

Ang pagbili ng apartment sa New Zealand ay iba sa pagbili ng standalone house. Narito ang mga dapat malaman bago bumili.

Ang pagbili ng apartment sa New Zealand ay ibang-iba sa pagbili ng standalone house. Kailangan mong maintindihan ang mga differences bago magdesisyon.

Mga Uri ng Ownership

Iba-iba ang apartment ownership types:

Unit Title: Ang pinakakaraniwan. Pagmamay-ari mo ang unit mo, at ikaw kasama ang ibang owners ang nagmamay-ari ng common areas.

Cross-lease: Mas lumang uri, pagmamay-ari mo ang share sa lupa at building pero connected ka sa ibang owners.

Company Share: Hindi mo pagmamay-ari ang apartment mismo, kundi shares sa company na nag-ooccupy ng apartment.

Body Corporate Fees

Nagbabayad ang apartment owners ng fees para sa building insurance, maintenance, at management. Ang mga fees na ito ay mula $2,000 hanggang $10,000+ taun-taon.

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Frequently Asked Questions

Ano ang pagkakaiba ng unit title at cross-lease?

Sa unit title, pagmamay-ari mo ang unit mo at co-ownership ng common areas. Sa cross-lease, connected ka sa ibang owners.

Disclaimer

The information on this website is for general guidance only and does not constitute financial or investment advice. Always do your own research and seek personalised advice from a qualified financial adviser or mortgage adviser before making financial decisions. All investments carry risk and past performance is not indicative of future results.

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