Borrowing Calculator

Use this calculator to estimate how much you might be able to borrow on a mortgage

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e.g., car loans, credit cards, personal loans

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Estimated Borrowing Power

$145,027

Estimated Monthly Payment

$917

Debt-to-Income Ratio

1.5x

Most lenders prefer DTI below 6x

Important Notes

  • This is an estimate based on general lending criteria
  • Actual borrowing power depends on your specific situation
  • Banks assess income and expenses differently
  • Contact us for accurate pre-approval figures

Disclaimer: This calculator provides estimates only and should not be relied upon for financial decisions. Actual loan terms, rates, and eligibility may vary. Please contact a Mortgage Lab adviser for personalised advice.

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Our advisers can help you understand your options.

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