Borrowing Calculator
Use this calculator to estimate how much you might be able to borrow on a mortgage
$
$
$
$
e.g., car loans, credit cards, personal loans
%
Estimated Borrowing Power
$145,027
Estimated Monthly Payment
$917
Debt-to-Income Ratio
1.5x
Most lenders prefer DTI below 6x
Important Notes
- This is an estimate based on general lending criteria
- Actual borrowing power depends on your specific situation
- Banks assess income and expenses differently
- Contact us for accurate pre-approval figures
Disclaimer: This calculator provides estimates only and should not be relied upon for financial decisions. Actual loan terms, rates, and eligibility may vary. Please contact a Mortgage Lab adviser for personalised advice.
Other Calculators
Need Help?
Our advisers can help you understand your options and find the best mortgage for your situation.
Talk to an Adviser


