Investment Property

Mga Karaniwang Pagkakamali ng First-Time Property Investors (at Paano Iwasan)

21 July 2025-7 min read-By Jarrod Kirkland

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Mga Karaniwang Pagkakamali ng First-Time Property Investors (at Paano Iwasan)

Key Takeaways

1Huwag pabayaan ang cashflow analysis.
2Ang existing investment properties ay nangangailangan ng 30% deposit.
3Tratuhin ang property investment bilang structured business.

Siyam na critical errors ng baguhang property investors sa NZ.

1. Capital Gains Focus

Pagpapabaya sa cashflow analysis.

2. Lending Misunderstanding

Pagmamaliit sa bank requirements tulad ng 30% deposit.

3. Tax Oversight

Hindi pag-account sa interest deductibility rule changes.

4. Financial Estimation Errors

Pag-overestimate ng rental income, pag-underestimate ng vacancy.

5. Location Selection

Pagbili sa areas na walang strong rental demand.

6. Business Management

Pagturing sa investment property bilang passive hobby.

7. Co-Ownership Gaps

Pag-skip sa legal agreements kapag jointly bumibili.

8. New Build Dismissal

Pag-overlook sa mga advantages ng new builds.

9. Professional Guidance Avoidance

Pagtangka nang walang konsultasyon sa mortgage advisers o lawyers.

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Frequently Asked Questions

Ano ang pinaka-common na pagkakamali?

Pagpapabaya sa cashflow analysis, pagmamaliit sa bank requirements.

Magkano ang kailangang deposit?

Ang existing investment properties ay nangangailangan ng 30%, ang new builds ay maaaring 10% lang.

Disclaimer

The information on this website is for general guidance only and does not constitute financial or investment advice. Always do your own research and seek personalised advice from a qualified financial adviser or mortgage adviser before making financial decisions. All investments carry risk and past performance is not indicative of future results.