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First-Time Property Investors की Top Mistakes (और कैसे Avoid करें)

21 July 2025-7 min read-By Jarrod Kirkland
First-Time Property Investors की Top Mistakes (और कैसे Avoid करें)

Key Takeaways

  • 1Cashflow analysis neglect न करें।
  • 2Existing investment properties 30% deposit need करती हैं।
  • 3Property investment को structured business treat करें।

NZ में beginning property investors की nine critical errors।

1. Capital Gains Focus

Cashflow analysis neglect करना।

2. Lending Misunderstanding

Bank requirements underestimate करना जैसे 30% deposit।

3. Tax Oversight

Interest deductibility changes account करना भूलना।

4. Financial Estimation Errors

Rental income overestimate और vacancy underestimate करना।

5. Location Selection

Strong rental demand बिना areas में purchase करना।

6. Business Management

Investment property को passive hobby treat करना।

7. Co-Ownership Gaps

Jointly purchase करते समय legal agreements skip करना।

8. New Build Dismissal

New builds के advantages overlook करना।

9. Professional Guidance Avoidance

Mortgage advisers या lawyers consult किए बिना attempt करना।

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Frequently Asked Questions

Most common mistake क्या है?

Cashflow analysis neglect करना, bank requirements underestimate करना।

कितना deposit need है?

Existing investment properties 30% need करती हैं, new builds 10%।

Disclaimer

The information on this website is for general guidance only and does not constitute financial or investment advice. Always do your own research and seek personalised advice from a qualified financial adviser or mortgage adviser before making financial decisions. All investments carry risk and past performance is not indicative of future results.

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