First Home BuyerInvestment Property

Ano ang Terraced Houses - at Magandang Bili ba Sila?

12 February 2025-8 min read-By Jarrod Kirkland

Read in:English 中文 Bahasa Indonesia Filipino Français हिन्दी

Ano ang Terraced Houses - at Magandang Bili ba Sila?

Key Takeaways

1Ang terraced houses ay 20-35% na mas mura kaysa standalone homes.
2Palaging i-check ang ownership structure bago gumawa ng offer.
3Ang sound insulation ang number one issue na dapat i-check.

Ang terraced houses ay attached dwellings na nagsha-share ng pader sa katabing bahay. Magandang opsyon ba sila para sa first-time buyers at investors?

Ang terraced houses ay naging isa sa pinaka-popular na property types sa New Zealand, lalo na para sa first home buyers at investors.

Ano ang Terraced House?

Ang terraced house ay isang attached dwelling na nagsha-share ng isa o dalawang pader sa mga katabing bahay. Hindi tulad ng apartments, umaabot ito mula ground level hanggang roof.

Ownership Structures

Fee Simple (Freehold)

Ang gold standard. Pag-aari mo ang lupa sa ilalim ng iyong terraced house.

Unit Title

Common sa medium-density developments. Pag-aari mo ang iyong unit kasama ang share ng common property.

Cross-Lease

Isang lumang structure kung saan pag-aari mo ang share ng lupa kasama ang ibang owners.

Bakit Gustong-Gusto ng First Home Buyers

1. Mas affordable entry point - 20-35% na mas mura kaysa standalone homes.

2. Mas mababang deposit para sa new builds - Maaaring 10% lang ang kailangan.

3. Modern construction standards - Better insulation at double glazing.

4. Low maintenance living - Maliit na outdoor spaces.

5. Better locations - Maaari kang makabili sa mas mahal na suburbs.

Investment Considerations

Advantages: Strong tenant appeal, new build tax benefits, better yields.

Risks: Market saturation, body corporate costs, homogeneity.

Ano ang Dapat I-Check

1Sound insulation sa pagitan ng walls

2Ownership structure at title

3Body corporate costs at rules

4Parking at storage

Need Help With Your Mortgage?

Our expert advisers are here to guide you through every step of your mortgage journey. Get in touch for a free, no-obligation consultation.

Talk to an Adviser

Frequently Asked Questions

Ano ang terraced house?

Attached dwelling na nagsha-share ng isa o dalawang pader sa neighboring properties, umaabot mula ground hanggang roof.

Magandang investment ba ang terraced houses?

Maaaring mag-offer ng strong yields at new build tax benefits, pero may risks tulad ng market saturation at body corporate costs.

Disclaimer

The information on this website is for general guidance only and does not constitute financial or investment advice. Always do your own research and seek personalised advice from a qualified financial adviser or mortgage adviser before making financial decisions. All investments carry risk and past performance is not indicative of future results.