Terraced houses New Zealand's housing market में most popular property types में से एक बन गए हैं, particularly first home buyers और investors के लिए।
Terraced House क्या है?
Terraced house attached dwelling है जो neighbouring homes के साथ one या two walls share करता है। Apartments unlike, terraced houses typically ground level से roof तक extend होते हैं, आपको building का अपना "slice" देते हैं बिना किसी के ऊपर या नीचे।
Terraced Houses vs Other Property Types
| Property Type | Shared Walls | Outdoor Space | Body Corporate | Typical Price (Auckland) |
|---|---|---|---|---|
| Standalone house | None | Large section | Rare | $1.1M+ |
| Terraced house | 1-2 walls | Small private | Sometimes | $750K-950K |
| Apartment | Multiple | Balcony only | Usually | $550K-800K |
Ownership Structures
Fee Simple (Freehold)
यह gold standard है। आप terraced house के नीचे land outright own करते हैं। No body corporate, no shared ownership complexities।
Unit Title
Medium-density developments में common। आप अपना unit plus common property का share own करते हैं।
Cross-Lease
Older structure जहां आप land का share other owners के साथ own करते हैं।
First Home Buyers Terraced Houses क्यों Love करते हैं
1. More affordable entry point: Most NZ cities में, terraced houses same suburb में comparable standalone homes से 20-35% कम cost करते हैं।
2. New builds के लिए lower deposit requirements: Many new terraced developments new builds के रूप में qualify करते हैं, meaning आपको शायद 20% की बजाय सिर्फ 10% deposit need है।
3. Modern construction standards: New terraced houses current building codes के according built होते हैं।
4. Low maintenance living: Small outdoor spaces और modern materials mean less weekend maintenance।
5. Better locations: Terraced housing density developments को more expensive suburbs में viable बनाती है।
Investment Considerations
Strong tenant appeal: Modern terraced houses quality tenants attract करते हैं।
New build tax benefits: अगर terraced house new build के रूप में qualify करता है, interest deductibility rules more favourable हैं।
Better yields than standalone: Lower purchase prices better rental yields mean कर सकते हैं।
Terraced House Buy करने से पहले क्या Check करें
Verdict: क्या Terraced Houses Good Buy हैं?
Right buyer के लिए, terraced houses affordability, location, और lifestyle का excellent balance offer करते हैं।
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